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All agents are NOT alike! Find out why we are top real estate experts. Call us: 775-747-RENO
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"It Just Doesn't Get Any Better!"
Kathy Housden, recently bought her home with the Kirby Team. Her overall impression, "It just doesn't get any better!"
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Jason and Danielle Kirby are some
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top Reno, Incline Village and Sparks REALTORSŪ, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the Reno, Incline Village and Sparks area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in Reno, Incline Village and Sparks, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What was considered the world's tallest building one hundred years ago?
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| A |
The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures. |
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- NUMBER1EXPERTS™ 
