Reno, Incline Village and Sparks real estate and homes for sale in Nevada, resort properties - Jason and Danielle Kirby, REALTORS® Jason and Danielle Kirby REALTORS(r) for Reno, Incline Village and Sparks, Nevada real estate, resort properties - NUMBER1EXPERTS™ Jason and Danielle Kirby NUMBER1EXPERTS(tm) for Reno, Incline Village and Sparks, Nevada real estate, resort properties
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Jason and Danielle Kirby, REALTORŪ, real estate agents and broker for Reno, Incline Village and Sparks Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 775-747-RENO


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First Time Homebuyers: Reno, Incline Village and Sparks Nevada home buying, real estate listings, and homes for sale in Washoe County, NV
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Reno, Incline Village and Sparks real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Real Estate Contracts >Signed Sealed and Delivered

Most people assume that when a real estate deed is signed, it is effective. However, there is one more essential part of the process. Even if a deed is properly executed, it is not effective until it has been delivered to and accepted by the buyer. This can sometimes create bizarre results. Here is an example.

An elderly man properly signed, sealed and acknowledged a deed to his nephew and placed it in an old tin box in his room, where it was discovered shortly after he died. The nephew lost a contest with other heirs over the property because the deed was not delivered, and therefore, was not effective at the time of the old man's death.

Until the deed is delivered, the title remains with the seller, who could change his mind at any time and destroy the deed. But once the deed has been properly delivered and accepted, the title passes and cannot be revoked. Thus the old, old saying: signed, sealed (and notarized) -- and delivered.

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Real Estate Trivia
Q 
What is a VA home loan?

A 
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Jason and Danielle Kirby, REALTORŪ, real estate agents and broker for Reno, Incline Village and Sparks Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

Jason and Danielle Kirby
Keller-Williams Realty

690 Sierra Rose Dr.
Reno, NV. 89511
Main Office: 775-746-7000
Jason's Direct Line: 775-830-2823
Danielle's Direct Line: 775-284-3056
Fax: 775-747-7344
Email: Jason@theKirbyTeam.net

Jason and Danielle Kirby formed the Kirby Team in 2003 to provide their real estate clients with a buying and selling experience that exceeds their expectations!

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